Posted by admin on March 7, 2009
I co-founded a start-up. Business plan is in the work. I still need to work on the financial section. I know I should have a CFO work on it. But I don't have $$ to pay/hire a CFO. So I get to wear the finance hat too among other roles. Do you know of free finance spreadsheet templates I could download to use? Need to finish biz plan to show potential investors. Can't show current biz plan as is without figures. Biz plan doesn't mean anything to investors without 3 year financial planning such as revenue projection, dev't cost projection, marketing budget projection, potential # of people for hire, other related finance figures of interest to potential investor. Tks for your help in advance!
Posted by admin on January 27, 2009
The recession made a bad situation quickly worse. [1]
The recession threatens similar deleterious effects from declines in commercial construction. [2]
The recession of the early 1980s was the deepest on in U.S. [3]
The recession will also grab more people to the web as they see it as a modern survival tool to search for jobs, cheap entertainment, and ingenuity. [4]
The recession has already claimed victims: Three Western solar manufacturers, OptiSolar, HelioVolt and SunEdison, are reportedly cutting jobs in the face of declining demand. Where there was a glut of orders for new solar systems as recently as the past summer, prices for rooftop solar arrays have dropped 8% to 10% since October, and are likely to keep falling this year.[5]
The recession in some ways has helped Apple. Lower prices for memory chips and LCD display panels helped boost its profit margins.[6]
Economists have long believed that some sort of occult process would intervene and adjust wages upward as people worked harder and more efficiently. [7]
Economists usually teach that to some degree recession is unavoidable, and its causes are not well understood. Consequently, modern government administrations attempt to take steps, also not agreed upon, to soften a recession.[8]
Economists worry that Rhode Islanders are not being trained for what comes next. While the number of jobs for high-school graduates is shrinking, Rhode Island lags the U.S.[9]
Investors, fearing America will have to inflate its way out of such debt, could push the dollar down and interest rates up. [10]
Investors should expect additional licensing deals already in the first half of 2009, especially for XL765 and XL147, which target one of the most frequently dysregulated pathways in cancer. These compounds have potential utility in combination with many regimens for countless indications, so they require a broad and expensive clinical program that must be led by a large partner.[11]
Globally, banks have already absorbed about $1 trillion in losses on mortgages and other bad debt holdings according to Jan Hatzius, chief U.S. That’s a startling figure, but his group’s models indicate the financial-sector meltdown hasn’t even reached the halfway point: Goldman expects another $1.1 trillion in losses.[12]
Globally, the media company foresees 10 percent growth in 2009 versus 22 percent in 2008. [13]
Save tons of pollution, and provide some revenue for steel recycling. Even a bit of economy for mechanics who can get that piece of junk in your back yard running and a bit to the state for license update.[14]
Save until you have three to six months’ liquidity, then keep saving. Maybe it means you’ll have to retire a year later.[15]
References
